Do You Need Insurance When Renting a Car?

Written by Andy’s Rent-A-Car

Do you need car rental and travel insurance? This is the most common question from tourists in foreign lands looking for car rental. Damage insurance is very important, you’ll never know when you’ll get into an accident. Even a small scratch or dent can cause serious damage to your travel budget.

How do you know if you need additional coverage? Some insurance companies cover premiums on international travel coverage. Check with your agent what the coverage is and if it includes car rental damages. If you’re travelling for business or a vacation that is covered by your company, check if your employer will provide corporate insurance on rented cars. This usually depends on the company credit card car insurance. Inquire beforehand so you’ll know if there’s a need for additional insurance from the car rental company.

If you’re travelling for vacation, check with your travel insurance. Some companies have travel accident or injury and car rental damages covered. To determine if you also need third party coverage, check for auto insurance offered by your card and the auto-rental company. Compare both in prices as well as the fine print. Clarify coverage on foreign car rental, what’s the limit and which types of cars are covered. For example, some car rental in Cayman Islands can provide full coverage fees and there are also some cards that deny coverage on large van rentals.

If you’re looking for Cayman Islands car rental, most insurance services include full or deductible coverage. Car rental companies like Andys Rent-A-Car offers coverage on damages for minimal fee, either in full coverage or deductible coverage. If your card covers insurance for 9-seater vans, please provide written confirmation so you could opt-out from their van coverage fees.

Andy’s Rent-A-Car offers car rentals in Grand Cayman Island for daily or weekly fees. Check out their site for hot deals and discounts all year round!

Beach-Goers: Do Not Lose Sight of Your Car Keys

By Andy’s Rent-A-Car

There’s a lot of fun to be had when you visit the Cayman Islands. Amongst many other things, you can head to the beach to have plenty of fun in the sun and then some. However, it won’t be much fun if you get items stolen. While the Cayman Islands are a generally safe place for vacationers, there are still petty thieves who would love a shot at stealing anyone’s Grand Cayman car rentals.

For this reason, it’s essential you don’t lose sight of your keys. Even those who have insurance for their car rental in the Cayman Islands, getting a car stolen is hardly part of an ideal vacation. So make sure that you always remember where they are.

As much as possible, obviously just keep them on you. If you’re traveling with others, make it a buddy system where everyone reminds each other to do a “key check” periodically.

When you go in the water, you can take your keys with you if you plan ahead and take a waterproof pouch that you can wear in. By doing this, thieves will have no chance at stealing your keys.


Despite its relatively small size, there is no shortage of things to do on the Cayman Islands. From swimming with manta rays to tanning on the beach to visiting historical sites, you’ll have your arms full while you’re there, which is why a Grand Cayman Island car rental from Andy’s Rent-A-Car makes so much sense.

Car insurance, Coverage and Prevention